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A selection of the most favorable cash cards for the traveler. We tell about our favourites helping to save great on trips abroad!

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Since May 1, 2018 the card is not issued any more. Issued till May 1 continue to work.

Accompanies us on trips abroad from the very beginning, and we are not going to change preferences yet. We have a ruble card, not dollar and not euro though to bring such to Tinkoff an opportunity is.

1. Tinkoff, debit Tinkoff Black

2. Tinkoff, credit ALL Airlines

In more detail about the card - & gt;

Cash cards from a priorita a pass belong to the bonus category, and banks lay down special conditions on their release. However some of institutions manage to surprise with absurdity of those conditions: let's allow, unlimited passes for the owner of the card for maintenance of 6 000 000 rubles on the account! Meanwhile, other bank offers an unlimited rate plan only for balance from 400 000 rubles. Do you feel a difference?

Upon purchases in not ruble currency of loss will make 1,5% (a course - 1% of a cashback), but in categories "hotels, avia or railway tickets, rent of a car" 5,5% since for them the raised 7 percent cashback will come to the account +. At cash withdrawal 2,5% are lost. Percent on the account balance and a cache are enlisted on the separate virtual card in the form of bonuses where 1 bonus = to 1 ruble. It is possible to use them only for online of payment of goods from the designated sections on any website. From advantages - a multivalyutnost, i.e. it is possible to link three accounts - $, Ђ and rubles, and it is easy to switch on trips.

We learned about the offer of Raiffeisen quite recently. The card was ordered and as we will try it in business, we will in detail paint. UPD. Tested it in May in Europe and it was pleasant to us! From 5400 rubles of expenditure received 540 rubles of a keshbek. Not badly 

B&N Bank, Premium package: the average monthly rest of 400 000 rubles a month (for regions) - and the priority pass card also the bezlimitna is completely free. However, extends only to the owner. Nevertheless, our choice fell on it.

6. Promsvyazbank, the debit card of the world without borders

Besides the minimum sanctions for use of the card abroad, the main advantage of Tinkoff consists in three words - it is Internet bank. And it is very convenient on travel. Even being Bing or Alpha's bonus client, it is necessary to visit office for clarification of questions/giving of statements/rerelease of the card, etc. that abroad, certainly, is impossible. In Tinkoff problems are solved through phone call and a chat in the mobile application or an online office. The last is also very useful - all statements of cards/accounts, details of the performed operations are visible here, it is possible to put manually a limit of expenses in day (if you want to secure yourself against "accidental" write-offs) and to notify bank on fast departure of the card abroad by one click (that did not block).

Choosing the cash card for trips abroad, and especially frequent, pay attention to availability of the priority pass program. It grants the right to take place to business halls of the airports worldwide where there is an opportunity to have a rest/doze on comfortable sofas, or even in separate rooms, to take a shower, to eat free of charge, etc. Did you sometime manage to have a bite, for example, at the Moscow airport, without having made a hole in the budget? 

4. Opening, debit Travel card, package Basic

Therefore, having seen all cash cards from a priorita a pass, we came to a conclusion that the best in 2018-2019 are with the Premium package from B&N Bank or Opening.

Service cost - 1990 rubles a year if you pay within a month from the moment of opening of the card - "compliment" 500 miles. Essential minus - the commission for transgran, blocking all profita from cashbacks.

Minuses? They, of course, are: ambiguous responses from owners of credit products of Tinkoff (we speak about debit now) and recent reduction of 7% per annum up to 6%. The first can be parried so - who forces people to take credit cards and does not allow to read attentively an infa about tariffs? And about the second, the bank even in this case very much bribes the service. And here to us precisely is what to compare to.

Our wanderings on the world equal to nearly 2 years and 25 countries so experience in a monetary question of a podnabrala.  And though we always take with ourselves a few dollars cash (a keyword - a little), nevertheless we place the main focus on the card, and not one.

You pass and receive 1000 miles into the account:

Updating after 6 months of use (July, 2018)

Currency conversion abroad (in rubles) not always comes from $/Ђ at the Central Bank rate. More precisely, almost never. Each bank covers with several percent from above, and some "finish" the commissions for transgran and cash withdrawal in "someone else's" ATMs. Another thing is that losses can be minimized - at the expense of a cashback (at payment of purchases) and absence of those commissions. Each bank is cunning on the, but if to use several cards and to pay with them different services, it is possible to appear in good plus!

What cash card it is better to choose depending on these points? Here, in our opinion, the most acceptable options.

Cash cards with a cashback always "cling", but when the card returns 10% of the spent means in cafe and ZA RUBEZHOM restaurants - it turns into must have for travel. Even despite transgran and a converting course, we will be in a favorable situation for 6,4%! The cashback is enlisted by money, but no more than 2500 rubles a month. Also the stock guaranteeing free service within the first year (further - 2900 rubles, or are free from 100 000 rubles on the account) attracts if to manage to issue the card till 31.12.17, and a free insurance for the traveler.

So who are they, the best cash cards for travel?

3. B&N Bank, debit AIRMILES, package of services "Premium"

And our third card - from Raiffeisen the Poster Restaurants. For certain, it will serve only for visits of cafe and restaurants abroad. The chance to check the stated 10% cashback in practice will be presented to us soon, we will share impressions.

Offers from banks - great variety, also as well as packages of services on everyone, but if you plan to pay off with the card in shops, restaurants, etc. and to remove cash, then it is necessary to pay attention to concrete figures:

This card rather strongly sat down at our pocket, but it NOT the main though, paying off with it, it is possible to go to good plus.

Contents

Credit cards not our profile - we never went into this "minefield". Nevertheless, specifically this is presented so "tasty" that it should be included in the choice of the cash card for travel.

For us the best cash cards for travel are, first, ruble Black Tinkoff. The excellent debit card for trips, it we, generally pay off in shops, we withdraw money or simply "we scatter" means according to other cards since for transfers of the commission it is not raised.

5. Raiffeisen, debit Poster Restaurants

Main cards of the traveler

The following cash cards with priority pass are much less interesting and favorable. But we are obliged to tell about them.

The category of such card of B&N Bank is Visa Signature or Master Card World Black Edition, and service - 1950 rubles a month; free of charge, if to maintain balance from 400 000 rubles (for regions, for Moscow and SPb - 600 000 rubles) or to spend from 150 000 rubles monthly. Peculiar minus since the sums for free service rather big also consists in it. Besides, the bank does not give the normal human contract at registration. Frankly speaking, we do not know what it is connected with.

Than it is so nice? Cashback: minimum (on all types of goods) it is equal to 2% and thus removes any purchases abroad in zero. 3% of a cache return for air tickets, 5% - for an avia on the website Tinkoff (in comparison with Skyscanner - our favourite searcher of cheap tickets - the prices it is notable above), 10% - for the hotels and cars reserved also on the website Tinkoff. With hotels really favourably, the website works with good old Booking. The cashback in the form of miles, 1 mile = 1 ruble is charged.

The cashback in 2% brings purchases other countries in plus to 1%. 5% are enlisted for acquisition something in the travel-section of the website of Opening. Removal of money takes place in foreign ATMs without the commission (only 1% for convertings is lost) if to shower on the card 20 000 rubles monthly, or to maintain balance from 70 000 rubles. There is an opportunity to link the card to the account "My moneybox" and to draw interest for the rest in 6,5% if on it from 10 000 rubles.

Updating of 1.09.2018

At Opening also quite good choice of cards for travel with different packages of services, but we will consider the most acceptable under the terms of free service - basic.

Opening, Premium package: according to the card from Opening there can pass to the business hall both the owner, and satellites (the bank claims that there is no restriction for the number of guests). Prioriti is also unlimited, and moreover, the free shuttle 2 times a year is provided, but it is slightly worse than a condition: it is monthly necessary to recharge for 200 000 rubles and to make expenditure from 50 000 rubles or to support from 600 000 rubles on the card. If you travel to the companies - it is ideal option!

So bring home the Tinkoff Blek card

The plastic card in itself is more convenient and safer, than a cash, but we give preference, first of all, because of a set of puteshestvennichesky "buns" in the form of a cashback, free passes to business halls of the airports, bonuses on purchase of air tickets, etc. For example, having gone to the USA with the card of B&N Bank, we saved up for tickets for following trip across Europe!

We will clear a situation with a cashback: 10% are enlisted on promotional category, till 31.12.17 it is gas stations (across the Russian Federation); 1,5% - on purchases abroad and category "travel"; 1% - on all others. Thus, losses upon purchases in $ and Ђ will be 0-0,5% (a course - a cache), in other currency - 1,5-2%. For removal of money it is necessary to say goodbye from 2,5-4,5% of the sum. Annual and a cashback come to the card in the form of bonus miles (1 mile = 1 ruble, no more than 3000 miles a month), it is possible to live large them in above-mentioned categories.

Including and in Russia, we will not receive anything for other purchases. From here and minus - the card is very limited in application. But in a combination with other cards, it has to be good, we will check!

Promsvyazbank, Orange Premium Club program: the pass from Promsvyazbank demands unlimited and free priorit from 2 000 000 rubles on the customer account.

We did not try Promsvyazbank yet.

One of the main minuses follows just from an opportunity to spend bonuses. First, only on air tickets. Secondly and, any website will approach, but: the ticket has to cost from 6000 rubles. Moreover, the price needs to be "adjusted" to miles since they act multiply 3000. For example, the ticket can equal to 6500 rubles, and the card will be left by 9000 miles. From you will not take less, than the tiket price.  Other minus is after all the credit card, and 55 interest-free days are better not to go beyond. The main thing is accurate to understand conditions. Our friends actively use the similar map and are very happy.

Making purchases by the card in other countries, at worst we lose 1% (a course - a cashback of 1% for all categories); in the best - we remain in plus for 3% (a course - 5% of a cache for certain categories, for example, drugstores, beauty, transport). For removal of a cash of more than 3000 rubles we give to bank 2%. The cashback and % for the account balance "fall" on the card in the form of money, and it is possible to do with them anything. If on the account from 30 000 rubles, then service is free; otherwise - 99 rubles a month.

Alphabank, At Most + package: grants to the owner 4 passes a month at expenditure from 50 000 rubles and 1 000 000 rubles on the account. Unlimited pass - for a minute! - from 6 000 000 rubles.

To spend a cashback it is permitted on purchase of air tickets and hotel booking is exclusive on the Opening website (where the prices, traditionally, are overestimated) - and it is obvious minus. Often ticket prices on the similar websites many times more expensive than for example on Skyscanner. Similar situation with cards of VTB Bank.

On the second place - binbankovsky Airmiles. Well, it is clear why: the card with an insurance (free), decent cashback-ohm and superconditions for unlimited priority pass. According to us, it is one of the most abrupt travel-cards. It is quite easy to save up for a trip (by means of a cashback and percent for the rest) - so, a part of cost of tickets and hotels to the USA returned to us in the form of tickets to Europe for J May for two Unlike the competitors offering similar cards, the B&N Bank allows to spend bonuses on any website, and it is an important point for the budgetary travel.

You pass by the button and receive 3 months of free service:

Privilege package of VTB 24: gives 2 free visits a month for the owner of the card who holds from 2 000 000 rubles on the account, or spends from 100 000 rubles a month, and 8 passes if on the account from 5 000 000 rubles. (UPD: September)

In more detail about the card & gt; & gt;